PhotoKML is a small (<300K download) Java application (PC and Mac) that takes a folder full of geotagged photos, and creates a KML file with points linked to moderate-sized thumbnails of those photos. Interface is simple; select a folder containing georeferenced photos, and a folder where you want to save the KMZ file:
Make sure the “Yes” button is selected at the top. While the program says it’s able to georeference photos using a GPS file, the only format it accepts is the “.trk” format. If you have your track in a more standard format like GPX, good luck finding a program that can convert it to the “trk” format (I couldn’t even get GPSBabel to work). If you want the point icons in Google Earth to be mini-versions of the pictures instead of pushpins, check the box at the bottom.
Click “Generate KML”, and you’ll have your KMZ file in a few seconds; you’ll have to open it manually in Google Earth:
Nothing fancy, but PhotoKML does the job quickly and easily.